cheap online insurance quote tips

insurrance quote tips answers:

Well, the problem is, you can’t sign an application over the phone.

Your best bet is www.progressive.com, but you are going to have to list the address where the car is kept at night . . . So if you’re going to be “not home” for the next month or so, you’re going to have a problem.

insurrance quote tips answers:

When you’re talking about insurance, best + cheapest and best + online don’t go together. You want the best coverage you can afford, not the cheapest you can find. You’ll know the difference when you get in an accident and need the coverage you’ve been paying for.

insurrance quote tips answers:

I would check with a price comparison web site or with an insurance broker, who will check many different insurers for you to find you the best deal quick-ly and fast

insurrance quote tips answers:

Don’t waste your time calling an agent like some people on here have suggested. It’s much better to compare quotes online and then call the company that offers you the cheapest quote. Honestly, I have found that Geico and Progressive are usually cheaper than most other companies. Since you have to have full coverage, insurance is definitely going to be more expensive no matter who you go with.

The best thing for you to do is to compare quotes from 3-5 different insurance companies to see who offers you the cheapest rate. The site below is really helpful because it allows you to compare quotes for all of the insurance companies in your area for free.

Good Luck!

insurrance quote tips answers:

Find your local agent from Yellow page,and make a call to them,they should have good suggestions for you.

insurrance quote tips answers:

Http://x.azjmp.com/0X0tW

You can get compare all insurance for the better rate out there. Farmers could be more expersive than you thought. So compare other insurances could save you from $100 to $400!

insurrance quote tips answers:

Insurance rates are based on the amount of risk. As teenagers present the highest risk, they will always have the highest rates. I do not think you will find a company that offers cheap rates for teenagers. Any such company would be bankrupt within a year.

insurrance quote tips answers:

If your parents will allow you to be on their policy as a driver, that will be the cheapest, unless they have tickets or accidents. It’s rated by how many driver’s per household, if there are two vehicles and three driver’s you want to be on the vehicle with the least value, unless only a liability policy. This is a risk for your parents because if you get a ticket or accident they will rate up the policy for all vehicles.

If they do not want you on there policy and you need a policy of your own you need to shop around, the rates can be very dramatic from company to company.When I was looking for my teenage son, I was shocked at the difference in rates. I had been with a company I worked for and they were the worst for teenage drivers, so I found another company AIG. I’m not saying they’re the best but much better than what I had been quoted from other companies.

Good Luck To You

insurrance quote tips answers:

The best way to compare and get the best you can is to call a local independent agent in your area. Stay away from quoting yourself online unless you are an agent or REALLY understand insurance. Most sites will come back with a different premium once you actually take out the policy and its usually not to your advantage. Having an actual person locally is ALWAYS a good idea.

insurrance quote tips answers:

Don’t do Progressive. They lie. I got a quote there. They told me the rates of others and they were all wrong! I went to FindLocalInsurance.com and found some local agents. Got a couple quotes and took the best one.

insurrance quote tips answers:

Ask an insurance agent.

insurrance quote tips answers:

Yes you can and I am afraid,.. You must!

insurrance quote tips answers:

The Ryan plan is a joke.

insurrance quote tips answers:

BCBS has a whole bunch of different policies in each state.

But if you go to five different agents, for the exact same plan, you should get the exact same quote.

The difference is all in the coverage. If you want to get health insurance quote, check out this site

http://best-health-insurance-quotes-usa.blogspot.com/

Here you can compare the best health insurance providers in your area for free just in one minute.

insurrance quote tips answers:

I purchased my policy from an independent agency,
Health Insurance Professionals LLC. Their site has a quoting engine that gave me almost 100 quotes in about 10 seconds. The carriers were major companies like UnitedHealthcare, Aetna, & Humana. I bought the HSA 100. Their site is: www.healthinsuretoday.com

I would recommend to anyone looking for florida health insurance.

insurrance quote tips answers:

Healthplans.my-age.net – my family have this health insurance. It is affordable and has good coverage for dental issues.

insurrance quote tips answers:

All insurance companies do this. All licensed drivers living in your household must be listed as operators on your policy, or specifically excluded from coverage. They do this so that they can accurately assess their risk of paying out on claims.
If you can, have her listed on the policy as ‘excluded’. She will never be able to drive your vehicles, and if she does, no coverage will be afforded for any loss that she has.

insurrance quote tips answers:

Sorry I had difficult time understanding CAR SALES COMPENSATION esp $1,000 draw? Is my understanding correct that your salary is $500 per month and range of 25% to 30% commission on each vehicle sold correct?

This is a horrible economic market to have job in MARKETING and SALES bec economy has slowed down so much that no one is buying and even the BEST SALES PEOPLE are having a rough time unless the great product is in short like say NINTENDO WII.

Of course, if you have a GIFT OF GAB and GREAT PERSONALITY then you might have a chance if you like RISKS meaning taking a job based on commission rather than guaranteed salary…

For now, definitely keep CAR SALES JOB as saying goes “BIRD IN HAND is WORTH 2 in the BUSHES” Maybe you can pursue Insurance license classes at night or talk to your boss about adjusting car sales schedule to take classes so you have CASH FLOWING IN to take care of daily expenses etc. Since car sales pay is low, they might be okay as long as you are upfront about taking classes to better you (& family <= might stretch things and say you are engaged) financially bec at same time CAR DEALER knows he might have competition for your servces if say you caught on fire and started selling like 3 or 5 cars as Rookie!

In the meantime go back to INSURANCE COMPANY and ask questions about license class times, does class costs you fee or $$ to attend and any committment you are making by attending class. Also apologize and tell them sorry you don't have clear understanding of INSURANCE COMPENSATION if there is minimum salary base monthly and maybe commission % on $insurance policy sales? If they are relucant, walk away bec INSURANCE is not something people will be buying in tight economic times.

Sorry I can't help much but I will tell you that YOUR DETERMINATION & PERSEVERANCE goes along way and Don't Give Up Trying but at the same time DEVELOP PLAN B CONTINGENCY PLAN and attempt your best to REDUCE YOUR LIVING EXPENSES alot. Perhaps you might pursue TEMPORARY JOB AGENCIES that with GOOD HARD WORK could result in PERMANENT JOB but bottomline, some work like CAR SALES is better than nothing and Best of Luck!

insurrance quote tips answers:

It sounds like you have a complicated situation that would be best handled by speaking with a car accident attorney in your state.

In 1996, the insurance companies in California got Prop 213 passed, which limits the ability of uninsured motorists to sue and recover damages if they are involved in an accidents, even if it is the other person’s fault. Your state may have a similar rule. You should speak with an automobile accident lawyer to find out.

insurrance quote tips answers:

I sold mine off of craigslist.com

You should be careful though and never meet people alone. I’ve heard some bad stories about it.

insurrance quote tips answers:

If you want reliability stick with Toyota or Honda. The Mitsubishi and Hyundai are the sketchiest.

The Sentra, Corolla and Civic will likely return the best fuel economy. The Crown Vic (or the Grand Prix if you get the V-8 version) will be by far the worst. 4 cylinder versions of the cars you have listed will do 3-8 MPG better on gas than their V-6 counterparts.

Liability insurance will be about the same for each vehicle though it may be higher with the V-6 or V-8 cars. Collision and Comprehensive coverages, if you get them, are closely tied to the value of the car so the least expensive cars will generally have the lowest cost.

When selecting your college car also take into account the following:

Colleges are places where cars are broken-into and pilfered-from at a rate that’s generally higher than surrounding communities. Pick something relatively bland. All of your choices meet this criteria. When given a choice between trim levels pick the “CE” or “LE” version rather than the “XLE” or “Limited” versions. Lower trim versions will also have less gadgetry so there’s less to go wrong with it. They also use slightly smaller (cheaper) tires.

You will be making more late night “pizza runs” in winter cold than you think you will, so you want a car that will warm up quickly. Stick with a 4 cylinder.

I’d look for a 4-cylinder Accord or Camry (or Camry Solara). The Corolla and Civic are alternates but are colder rides in winter and will have less space for hauling all your stuff back-and-forth to home at semester or year-end.

The Toyota and Honda will also hold their re-sale values better then the others and will have a lower overall depreciation rate.

insurrance quote tips answers:

The Clio for sure,.

insurrance quote tips answers:

One of my friends bought a 2003 350Z this summer. His insurance is about the same price as his payments. I’m guessing the GTO would have a cheaper rate. It would probably depend on your age and driving record.

insurrance quote tips answers:

Your mum is totally correct

as I do this for my son

My son, 17 ,is sitting his driving test this month and is already on my insurance for driving practice as a learner

We have a Vauxhall Corsa 1L and it costs £85 per month to add him onto the insurance

Stick to a small engine sized car, say 1L , and that way you will keep the insurance costs as low as possible

Remember it always depends on where you live as to what the insurance costs will be

insurrance quote tips answers:

Katie says “buy comprehensive insurance because it covers the other guy” – which is all wrong. Comprehensive (or Other Than Collision) covers YOUR car for wind, hurrincane, fire, lightning, fire, theft, hail, vandalism and the like – just NOT collision or upset. LIABILITY insurance covers the “other guy.”

Since you are only 16, you will most likely need to be listed on your parent(s)’ policy as you are still a minor – and under the age required to be able to sign a contract – and an insurance policy IS a contract between you and them.

Keep in mind, that it has been my experience that a newly licensed driver will have an accident within the first 18 months of driving. You might want to consider gettting some type of inexpensive dependable transportation to get some experience in before going out and getting the nicer car/truck.

There is no ONE insurance company that is right for everyone – everyone is rated individually – and all companies have different “likes and dis-likes”, different credit tiers, different business models, and many other factors that can vary your rate – and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don’t go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with “less than perfect” driving records and specialize in youthful operators!

Most of the replies on this site say “go to this on-line carrier or that on-line carrier or that 1-800 number” but I’m sure that when you do, you will find some impersonal computer user with a script to work from and you won’t be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

insurrance quote tips answers:

Good question!

You should be buying something that is sturdy. You want it to stand up in an impact even if the weather is well below zero.

You don’t want something that is expensive because then you will need to buy collision insurance. You should be looking for something about 10 years-old if possible and buy as much liability coverage as you can afford. I recommend a minimum of $2 million. Purchase comprehensive coverage with limited glass for fire, theft, vandalism, impact with an animal, hail, flood, etc.

If the 16 year-old boy can prove his driving sense and drive without problems then you may consider upgrading to a newer vehicle in a few years. The right to drive is a privilege and should be regarded as such.

Give this child a chance to prove himself to you. If he is going to have an accident, and statistically the chances are pretty good that he will, then at least it will not be too horrendous. The vehicle can be repaired if it is not too expensive a model and if it is a nice sturdy model then your son should not need to be repaired!

Good luck.

insurrance quote tips answers:

Ninja 250. SUPER common in OK because of the 250cc restriction when you’re 14, more than capable of doing the speed limit with some in reserve, some owners get into the 70′s for fuel economy (I’m a 6’4″, 260lb wind-brake, I get 44~48mpg), can be purchased for ~$1000, Tons of support online too. Look for something in the 1988~2007 range, and I, personally, would suggest 1994~2007 as the last of the major changes happened in 1994.

Http://faq.ninja250.org/wiki/New_Riders

Lots of info at the link above. Hit up the forums too. I know there are a few active members that would be willing to help in the OKC area.

insurrance quote tips answers:

The Fusion will be much higher quality and get close to 40mpg. It will be cheaper to own in all ways.
The Liberty looks cooler.

insurrance quote tips answers:

Cheapest will mean they cover less so you should not just look at price but what, how much and for how long they cover each injury and illness.

insurrance quote tips answers:

There probably isn’t one. A DUI will increase your rates substantially for at least three years, so you’ll just have to bite the bullet and pay. You can phone around several agents/companies, but you likely won’t find any “cheap” coverage.

I’m frequently amazed at some of the premium figures I see here for UK drivers, even those without problems. We Yanks think we’re being overcharged much of the time, but some of the UK figures I see are just appalling.

insurrance quote tips answers:

Just like car insurance there is no substitute for shopping around.

insurrance quote tips answers:

If you’re in the UK you have a few options. First of all, what is the make and model of your phone, and is it on a monthly contract or pay-as-you-go?

Do you know whether your household insurance covers you outside the home? And does it have a large excess? If you think you’re careful, and use the SIM lock and phone lock, that may be all you’ll need.

Alternatively, your bank may offer a suitable account which includes mobile phone insurance as part of the package. Some of these offer great value, and if you’ve got an iPhone it’s likely to be the most cost effective.

If you don’t have an iPhone, your network should be able to offer you cover at a good price.

Whether you’ve got insurance or not, treat your phone as if it was your purse. Don’t leave it on a table or in view. Be careful where you use it and who you are showing it to. Some people seems to ask for trouble!

insurrance quote tips answers:

To be perfectly honest, I think for anyone under 25, cheap insurance isn’t going to happen because of the volume of claims that drivers within that age group make. The best you can hope for is that the price comparison site or broker that you approach will find you the cheapest for your age group. It is perfectly normal for younger drivers with low value cars to end up paying more than the value of the car in insurance costs. Even if a car is low value and the insurer wouldn’t have to pay out much if you wrote it off, the insurer has to bear in mind that someone with a low value car can do just as much damage to a third party car or property than a high value one, and if you knock a pedestrian down, they can still sue you for the same amount as they can sue someone with a high value car for, so in that sense, the value of the car isn’t going to make so much difference.

I don’t feel that a price comparison site or a broker will give you much of a different quote as they both compare many insurers so the price will be similar.

The only way you can really get it cheaper is to register the car in your parents name and then get them to insure it and put you on as an extra driver, but a lot of insurers are wising up to that and working out their rates so that it doesn’t make much of a difference. You will also find that a lot of insurers don’t give no claim discount to named drivers, so if you do it that way, when you do eventually come to taking out insurance in your own name, you will more than likely start from scratch with no no claims discount, and still pay a fortune.

It’s difficult, and it will seem that you are being penalised for your age, but when you see it from the insurers point of view, you would understand. I have worked in insurance for 25 years and ever since I started, we have made a loss on under 25 year old drivers. The only reason we insure them at all is that if we refuse them, chances are that their family will also take their business away from us.

insurrance quote tips answers:

Honda Accord, Honda Civic Coupe, Acura RSX, Mazda3

insurrance quote tips answers:

Can’t go wrong with a Civic. It’s somewhat sporty, runs awesome and is easy on the insurance.
That was what I was going to get but I hated them just because everyone has a Civic, nothing special about it…so if you want to seperate yourself from all the other teens who drive Civics, Corollas, Camry’s, Integras, Accords:

Heres a list, but those common cars above are great choices and fit everything that you said you need, it’s just they are so common..

Subaru Impreza NOT WRX OR STI, it will cost way more on insurance and on the car since it’s faster..
Nissan Sentra, kinda boring but get an SE-R model and you can go decently fast
Honda Prelude, but it requires premium gas, nice car though
Toyota Celica, awesome car, can’t go wrong, it might be a little more on insurance because it looks sporty

Or my first car
1998 Volvo S70, to be honest not really reliable, mine has because the owner took care of it, if you can find one that has been taken care of it’s a great choice. It is SUPER SAFE, its a Volvo, has leather, power everything including seats, seat warmers, premium sound..it’s luxurious for a first car and cheapp

insurrance quote tips answers:

Don’t do it.

First, you most likely won’t get a good rate (if a loan at all) because you’re so young.

Second, you’ll burn through cars as a teenager. I know I always said, “I’ll have this car forever” but it never happens that way…not with anyone I’ve ever known. There is absolutley no sense in getting yourself locked into this kind of money pit at such a young age and that’s literally what every single car ever is.

Find a cheap, reliable car that you can drive around in. No, it won’t look nice, it probably won’t clean up very well and I doubt that it’ll be a lady killer, BUT, that’s not what you’re looking for right now. You need transport.

I’d also recommend grabbing a Hayne’s Manual for any car you may pick up. They’re as simple as they come in terms of understanding car repair manuals and as someone who had VERY little experience under the hood, those books have saved me thousands (as long as you know when you’re in over your head).

Just make sure you grab something safe. Most buyers will let you take the car to a shop or will let you bring a mechanic over so that they can give it a once-over. Make sure you take that opportunity.

insurrance quote tips answers:

Well, this is not a professional answer and is only an opinion but I feel that the French and other such countries would not stand for the high premiums we have to pay and would do something about it such as strike. Its the label of RIP OFF Britain that comes to the front of my mind again where insurance companies charge as much as they can get away with hence higher fees.

insurrance quote tips answers:

No such thing as cheap car insurance for a 17 year old. Pass your bike test and get a 250. That shouldn’t cost any more than £500 per year, plus a good 250 will out-accelerate ANY car you can afford (by quite a lot).
I had a Kawasaki GPZ250 at 18. The 0-60 time was 5.5 seconds, the bike itself was £300 (a bit battered, but I was on a budget), and the insurance was £400.

insurrance quote tips answers:

They impose these rate rises because they can, vote with your feet and go elsewhere.

Stick all your details into a price comparison site and go for the best (not just the cheapest ) deal.

Inform your broker you have had a better quote for the same level of cover, it’s surprising how quickly most of them can find you a better deal if they think you will take your business elsewhere.

Unfortunately everyone’s premiums have risen this year, and it’s partly to cover payouts against uninsured drivers.

insurrance quote tips answers:

If your quotes are the same you have to look at the benefits for yourself. Are you a 24 hour person. Places like the Hartford do not have people available to make changes to your policy 24-hours a day like Geico and Progressive. Then see if any of them offer a full service claim center new you. All companies will have adjusters. A full service claim center will tow your car to them, get you a rental car at their location, be able to updates via email or phone several times a week.

If you like doing things online look at each companies website to see how easy it is to navigate. I now that Geico and Progressive have great websites. I do not know about the Hartford.